Knowledge Hub

Research & Insights

Plain-English guides on the topics that actually shape your lending decisions — pick a category below.

Krishna Avadhani FBAA Accredited Broker

Types of Home Loans Explained

Fixed vs variable, interest-only vs P&I, offset vs redraw, guarantor and construction loans.

LVR, LMI, settlement, discharge fee and more — home loan jargon in plain English.

How property investment losses can legally offset your taxable income, with a worked example.

The 50% discount, the main residence exemption, and the 6-year rule for Australian investors.

How usable equity works, and how it's commonly used to fund a further property purchase.

The trusted sources I actually follow for RBA rate decisions and Brisbane market movement.

Run your own numbers on repayments and estimated borrowing capacity in under a minute.

My background, accreditation and the approach I bring to every client conversation.

My own take on Brisbane property and lending — updated monthly.

Trusted sites for finding a property, checking values, and researching an area.

Cost, timelines, documents and credit score questions, answered plainly.

Official sources I use to keep my advice current and compliant with Australian standards:

ASIC Moneysmart — independent guidance and calculators for Australian consumers.
FBAA — the Finance Brokers Association of Australia, my professional accrediting body.
CoreLogic Research — market intelligence on the Australian property market.